Financial Services

Making the digital experience simpler & safer while lowering the security costs

The Challenges

Retail and private banks typically have expensive and painful authentication solutions to address login processes. Actually, all solutions still require an alphanumerical credential such as a password, pin-code, OTP or (weak) security question to login, which creates major security weaknesses. A couple of organizations are also using hardware security tokens which over the years became very expensive hardware to manage, send or replace and which at the end, aren’t enough to prove it is really you.

In parallel, big digital players such as mobile device manufacturers or social network providers are challenging financial services by offering convenient login services which are totally uncontrollable and offer weak security. Managing the digital identity of customers in an independent way has never been so critical for financial services.

The Success Criteria

User-friendly with fast enrolment & authentication

Best-in-class accuracy & spoofing resilience

True universality giving the same experience to >80% of customers

Total data privacy & protection, GDPR compliance

Cost-effective, less expensive than hardware tokens, OTPs

Trustable partner providing controllable and independent solutions

Our Solutions

Premier Face SDK is recommended when there’s a need to use strong & universal 3D facial biometry, either as primary or secondary factor. As an example, a contract ID can be requested as first factor (“what you know”) and 3D facial biometry can be used as second factor (“who I am”) to login into an e-banking account.

Premier Secret SDK delivers 3D graphical authentication and is recommended to replace passwords, pin-codes or OTPs. For example, it can be used to log in a mobile payment application or used as “what you know” factor to secure a transaction.

Cyber-Security

Premium authentication solutions made easy on any platform, any equipment

The Challenges

Cyber-fraud cost will represent more than $ 6 billion by 2021. It is now well understood that passwords, pin-codes, OTPs and weak biometry such as 2D facial biometry don’t work anymore and are unsafe. Despite the effort of mobile device manufacturers to deliver safer authentication means, the solutions they offer are designed for phone-unlocking but still don’t match mid-high value transaction security needs, are hardware/platform dependent, don’t offer any API control and are highly GDPR questionable.

The Success Criteria

Best-in-class accuracy & spoofing resilience

True universality giving the same experience to >80% of customers

Cost-effective, less expensive than hardware tokens, OTPs

Versatile solution that seamlessly integrates into any legacy systems

Trustable partner providing controllable and independent solutions

Total data privacy & protection, GDPR compliance

Our Solutions

Premier Face SDK brings universal 3D facial biometry on any modern devices and platforms (Android, iOS, Windows 10, Linux). The toolkit offers accuracy levels ranging from 1 error in 100 to 10’000 and is recommended to be used as a primary or second authentication factor to secure mid-high value transactions or protect valuable assets. The toolkit offers superior accuracy than any other software facial recognition alternatives and is resilient to photo, video and silicon 3D mask presentation attacks.

Premier Secret SDK offers 3D graphical authentication and has been designed to completely replace passwords, pin-codes and OTPs while offering a brand-new authentication experience based on gamification and long-memory recall. The toolkit is currently available on Android (ask us for iOS and HTML browser versions).

Premier ID SDK (alpha release) is a multi-factor authentication toolkit that combines 3D graphical authentication with one or multiple biometric means. The toolkit is particularly recommended for high-value transactions or military-grade security and starts with a false match error rate of 1 error in 1 billion.

Identity & Access Management Providers

Re-inventing the on-boarding experience while offering superior trust

The Challenges

Offering fast, simple and trusted digital on-boarding services is now key to any business. Current KYC solutions remain a pain for customers, with on-boarding journey varying from 15 to 3 minutes. But in our today’s world, a minute is an eternity and as an IAM provider, you are just losing traction with your customers. In addition, handling the whole KYC process through agents is error prone, particularly when checking the ID card/passport picture with an error rate of 15%.  Lastly, new comers are challenging regular IAM licensing models while offering on-boarding services in the magnitude of $ 5 instead of $ 20. It’s time to propose faster, safer and cheaper digital identity management while observing strict data privacy & protection.

The Success Criteria

Reduce the on-boarding journey to 20-30 seconds

Reduce your KYC operation cost, increase your margin

Don’t change your legacy KYC, just improve it

Offer multi-channels KYC and authentication services

Total data privacy & protection, GDPR compliance

Our Solutions

Premier Face SDK proposes universal 3D facial biometry on any modern devices and platforms (Android, iOS, Windows 10, Linux). At on-boarding, Premier Face delivers strong biometric enrolment and portrait liveness which can be automatically compared to ID card/passport pictures with higher accuracy than human agents.

Healthcare

Simplify access to patient data in a secure way

The Challenges

Hospitals and clinics require to access patient data on shared devices while keeping total confidentiality with health data. Making authentication simple without requiring to type any passwords, pin-codes  or more generally, not requiring medical professionals to do any specific actions to access healthcare data and tools is highly required. Healthcare organizations are challenged on optimizing their operation costs and need to find solutions running on various systems, such as tablets, PCs, laptops, regardless if it is a Windows, MAC, Android or iOS platform. Lastly, total data privacy and protection is now mandatory and GDPR compliant solutions need to be rolled-out.

The Success Criteria

Frictionless recognition in 1 second

Total data privacy , GDPR compliance

Keep using legacy IT equipments

Premium security to access & share patient data

Cost-effective solution at a fraction of HW token prices

Our Solutions

Premier Face SDK proposes universal 3D facial biometry running on tablets, smartphones or Windows 10 platforms. For a completely friction-less authentication experience, we recommend using a 3D/depth camera with Premier Face SDK to automatically any health organization employee. Solution will grant access to patient data to authorized personnel only while preventing any photo, video and 3D silicon mask presentation attacks.