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Use

Cases

Payment Services

Painpoints

- Balancing User-Experience & Security

- Preventing Frauds

- Strengthening Hygiene & Safety

 

When it comes to payments higher than 50 Euro, most merchants provide a payment terminal that prompts the Customer to enter his bank card and a pin code to validate the transaction. Such approach requires to perform at least 4 actions by the customer, to memorize a pin-code out of hundreds, to touch a keyboard that may have up to 150+ bacteria. As the process is very slow, it typically fosters queuing at rush hours, resulting in weak social distancing. Despite the process brings 2 authentication factors, the bank card (what you have) and the pin-code (what you know), it doesn’t mean the payer isn’t a fraudster, as it is very easy nowadays to duplicate/steal a bankcard  and discover the pin-code of the cardholder. According To European central Bank, frauds at POS still represented 19% in 2018.

Solutions

OneVisage proposes Premier Kiosk OEM solution to POS integrators & payment service providers. Premier Kiosk is 2-FA authentication solution using “what I have” and “who I am” factors. Typically, the solution comprises a mobile wallet (what I have) and a 3D facial biometry software (who I am) and 3D camera installed in the payment terminal. To validate a payment, the terminal can automatically detect the mobile wallet when the User is standing at 2-3 feets and User has to simply look 1 second at the camera.

Benefits

Frictionless & User-friendly Experience: ZERO touch

+ Totally eliminate frauds in practice: resilient to picture, video or 3D silicon masks presentation attacks

+ Biometric Data remains in User’s hands: ZERO cloud computing, ZERO centralized database

+ GDPR/CNIL/CCPA and PSD2 compliance

+ Cost-effective: low deployment effort on nearly any platforms and fair licensing

Corporate Physical Access

Painpoints

- Security is not that strong

- High acquisition & operating costs

- Cumbersome management for visitors

- Safety and hygiene conditions

There is nowadays a variety of solutions that addresses the physical security access in corporates, which have in common an important hurdle: physical security comes with a high cost! Regardless if the corporate is using RFID badges, fingerprint readers or security agents, the annual costs for physical security may quickly represent 1 million Euro per building. Who didn’t experience once waiting 30 minutes at the entrance just to get a visitor badge ? Most visitor procedures are currently manual and typically requires 2-3 minutes best case to get the badge out. In practice, printed QR-code or electronic badges are not that secure as employees can easily exchange/share badges, trick entrance gates multiple times. Maintenance and operation remains very expensive and painful as corporates can typically experience 15% e-badges lost per year. Recently, Covid-19 pandemic crisis highlighted the urgent need for corporates to provide 100% touchless entrance systems for hygienic reasons.

Solutions

OneVisage proposes Premier Kiosk OEM solution to Identity & Access Management (IAM) integrators & service providers. Premier Kiosk is a 2-FA authentication solution that brings “what I have” and “who I am” factors. Typically, the solution comprises a mobile wallet (what I have) and a 3D facial biometry software (who I am) and 3D camera installed in the e-gate. The e-gate hardware can be a standard Android tablet equipped with an external 3D camera or a professional electronic gate provided by a specialized partner. To enter the gate, the Employee/Visitor would simply approach the gate with her mobile wallet – or can tag a printed QR-code or legacy RFID badge – and look at the e-gate 3D camera for 1 second to open the door. Integration to MDM, Active Directories or Authorization Services can be easily implemented by the integrator.

Benefits

+ Frictionless & User-friendly Experience: ZERO specific action

+ 2-FA premium security: resilient to picture, video or 3D silicon masks presentation attacks

+ Biometric Data remains in Employee/Visitor’s hands: ZERO cloud computing, ZERO centralized database

+ GDPR/CNIL/CCPA and PSD2 compliance

+ Cost-effective: low deployment effort on nearly any platforms, high interoperability with legacy systems, fair licensing

+ Hygienic & safe : ZERO touch

Corporate Logical access

Solution #4 Cryptowallet private key recovery

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